Cookie Policy for Credit Card Scout
Effective Date: August 26, 2025
This Cookie Policy explains how Credit Card Scout (“we,” “our,” or “us”) uses cookies and similar technologies on https://creditcardscout.us (the “Site”) to comply with CCPA, GDPR, and other applicable privacy laws.
1. What Are Cookies?
Cookies are small text files stored on your device (computer or mobile) when you visit a website. They help the site recognize your device, remember your preferences, and provide functionality and analytics.
2. Types of Cookies We Use
| Cookie Type | Purpose | Duration |
|---|---|---|
| Essential Cookies | Required for basic Site functionality (e.g., secure login). | Session only |
| Performance Cookies | Collect anonymous usage data to improve Site performance. | Up to 30 days |
| Functional Cookies | Remember your preferences (e.g., language, region). | Up to 90 days |
| Analytics Cookies | Enable third-party analytics (e.g., Google Analytics). | Up to 2 years |
| Marketing Cookies | Deliver relevant ads and track ad performance. | Up to 1 year |
3. User Consent
3.1 Cookie Banner
On your first visit, you will see a basic cookie banner:
“We use cookies to ensure you get the best experience on our Site. By clicking ‘Accept All’, you consent to the use of all cookies. You can manage your preferences or decline non-essential cookies via ‘Cookie Preferences’.”
Buttons:
- Accept All: Enables all cookies.
- Manage Preferences: Opens a simple preferences dialog.
- Decline Non-Essential: Only essential cookies will be set.
3.2 Managing Cookies
You can change your cookie settings at any time:
- Click “Cookie Preferences” in the website footer.
- Toggle each cookie category (Performance, Functional, Analytics, Marketing).
- Save your preferences.
You may also disable cookies in your browser settings, but this may affect Site functionality.
4. Compliance with CCPA & GDPR
- CCPA: Residents of California can opt out of the sale of personal information. We do not “sell” cookies data for monetary gain.
- GDPR: Users in the EU must consent before non-essential cookies are set. We store proof of your consent for six years.
5. Third-Party Cookies
We partner with third parties who may set cookies on our Site:
- Google Analytics (Performance & Analytics)
- Cloudflare (Essential & Security)
- Ad Networks (Marketing)
Please review their respective privacy policies for more information.
6. Changes to This Policy
We may update this Cookie Policy periodically. The “Effective Date” at the top reflects the latest revision. Continued use of our Site after changes indicates acceptance.
7. Contact Us
For questions about our Cookie Policy, please contact:
Credit Card Scout
Email: info@creditcardscout.us